So, I really want someone to try and convince me that a gov't sponsored health care option is a bad idea.
-The United States spends more then any other nation in the world on health care- nearly 17% of our GDP and is expected to reach almost a quarter of the GDP within the next 15 years. As of now, that's almost $7,200 per person- this rate has increased 6.8% every year.
-The fastest growing rates of uninsured persons happens to be in the $25,000-$75,000 percentile- thats middle class Americans who are quickly losing their insurance. With Unemployment rates ever increasing, these rate increases are expected to be exponential.
-50% of Middle Class Americans have serious trouble paying both Medical Bills and Insurance Coverage
Almost 48 Million Americans do not have health insurance for a number of reasons. I am one of those Americans- the industry I work in rarely offers health benefits and many companies are cutting their health benefits.
According to Harvard University, 62% of all bankruptcies are Medical Bankruptcies. Most of these Americans already had medical insurance, but had their claims denied.
To add a more personal note to this, my mother works for a major medical insurance company (who won't be named) and she tells me first hand how often they find any possible way to deny health coverage- it's about collecting premiums without having to pay out for coverage. It's actually a formula- that's the goal of the insurance industry.
So, as a Middle Class American, if I don't have a job that offers me medical benefits, what motivation do I have to inquire about personal medical insurance when I have absolutely no guarantee that the insurance I can't afford will even cover me when I have a medical problem. The financial risk is so unsettling that I've resigned myself to not having health insurance until I get older. And I'm not alone- I have countless friends that have ended needing some sort of medical help- be it surgery, or emergency visits- and it put them in a massive amount of debt.
The United States is the only developed nation in the entire world that does not offer any public health care option. There's really no reason for it- I'm not saying that gov't sponsored health care is going to be top notch, but it'll provide care to me and the 48 million other Americans who need it.
There are a number of logistical issues with gov't health care, however that is not a good reason to take it off the table. Democrats have been pushing for some form of Universal Health Care for almost a hundred years now, from FDR to Truman through Clinton and now, and have constantly met with the same old arguments: its too expensive, it'll ruin the health industry, it'll take coverage away from americans, etc etc etc. I say- where is the evidence for any of these claims? If the system we have was working for Americans, then why on earth would we keep pushing for medical reform? Proponents have nothing to gain from pushing for this reform, whereas opponents have quite a large amount of lobbying money to lose. The American Medical Association et al has injected billions of dollars into lobbying efforts on both sides of the isle- over $160 Million just last year according the the
Center for Responsive Politics. Ironically, less the 20% of the country's medical profession is actually represented by the American Medical Association- and the AMA has often been blamed for limiting the number of doctors able to practice, as well as pushing for higher medical costs. When you include the Insurance and Pharmaceutical Industries, they spent HALF A BILLION dollars in one year- 2008- and are well on their way to top that this year.
So... who really has something to gain by keeping medical reform off the table? I'm legitimately asking- not, I'm DARING you to convince me that this is a bad idea.